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Visa Debit / Prepaid-Cards

Visa Debit

Everyone needs a convenient debit card. Our Visa® debit card gives you 24-hour access to your checking account for easy purchases almost everywhere. Your purchases are automatically deducted from your checking account, and every transaction is detailed on your account statement. Easy, right?

All of our VISA® debit cards come with protection through Card Sentry, our proactive risk management tool. Card Sentry evaluates your purchase history and fraud patterns to identify uncharacteristic activity on your card. If fraud is detected, a fraud analyst will notify you and the bank of the suspected activity.

If you already have a Gothenburg State Bank Visa® debit card make sure it remains available as you travel. 

Traveling? If you are planning to take a trip outside the contiguous states of Nebraska or where you don’t regularly travel, contact us before you leave to make sure your service remains uninterrupted.

How to Report a lost or stolen debit card? Anytime you suspect your card has been lost or stolen, contact the bank as soon as possible to notify us. In the meantime, if you use GSBs mobile app or GSB Online Banking you can deactivate your card the moment you realize it's been lost or stolen. Click here to learn how.

Benefits of a Gothenburg State Bank Visa® debit card:

  • Free with some checking accounts, see comparison
  • 24-hour access to account
  • Widely accepted by merchants around the world
  • Reduces check writing and check expenses
  • Transactions itemized on your statement

Prepaid Mastercard

Prepaid Cards and Gift Cards: 

 Check out the great features of our MasterCard Prepaid Cards! 

  • Funds immediately available
  • Free Customer Service 24/7
  • Easy to use
  • Use your card anywhere Mastercard is accepted
  • Available for purchase at Gothenburg State Bank for various denominations

 We offer the following prepaid cards:

Gift Cards: Choosing the perfect gift has never been easier. For holidays, birthdays, graduations, anniversaries, or any other celebration. Gothenburg State Bank Mastercard Gift Cards can be the answer. 

  • Purchase your card for only $5.00 and load funds in any amount between $10 and $750.
  • Funds do not expire*
  • Easy to use website, www.gothenburgstatebank.com/prepaid, where you can register your card, view balance and transaction information, and signup for text message alerts. 
  • Access card account by phone by calling 1-800-554-2707

Prepaid Reloadable Mastercards: The Gothenburg State Bank MasterCard Prepaid Card is a great alternative to cash. It works just like a traditional debit card. Just load one with funds and use it for all the things you use cash for – shopping, bill payments, or everyday purchases. It’s safer than carrying cash and can be used at millions of locations worldwide. You can use your MasterCard Prepaid Card at any ATM that displays the MasterCard family of brands**. Choose either the unlimited access or general access card (see schedule of FREE services and fees to compare each card).

Reloadable Mastercards offer a convenient and secure way to pay for purchases. Just reload money as needed and use wherever Mastercard is accepted.

  • Access card account by phone by calling 1-800-426-6373
  • Easy to use website, www.gothenburgstatebank.com/prepaid, where you can register your card, view balance and transaction information, and signup for text message alerts.

Pre-authorization Tips

Some retailers (hotels, restaurants, and gas stations) pre-authorize/hold funds based on the expected final transaction amount. For your card to be accepted, the preauthorized amount must be available on your card. If you would like to use your card to pay for a fuel purchase, we recommend that you pre-pay inside the store instead of paying at the pump.

*a fee will be deducted monthly on the first day after a one year period of inactivity
**fees apply depending on card type. See fee schedule for detailed listing of fees for each card (Gift Card, Reloadable Prepaid, Reloadable Unlimited PrepaidCard)

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