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Meet Our Staff

Jennifer Ballmer | Senior Operations Officer

Jennifer manages the day-to-day operations in the bookkeeping area of the bank as well as IT. She attended college at UNL and Kearney State College and has been with the bank since 1990. She is an active PEO member and is active in the Gothenburg Chamber of Commerce. She enjoys reading, scrapbooking, creating stained glass and spending time with family. She is married and has twins.


Laurie Brown | Loan Documentation

Laurie is in charge of loan documentation at the bank as well as serving as a loan assistant. She serves on the Gothenburg Teammates Board of Directors, and is active in the American Lutheran Church, serving on the Parish Education Board and teaching Sunday School. Laurie is a supporter of the American Cancer Society and the Tail Twisters 4-H Club. She is also a Sun Theatre volunteer and a past Jr. Wrestling Club Board member. Laurie enjoys shopping, traveling, football and anything related to M&Ms. She also enjoys cheering on her kids in their sports activities. She is married with three children.


Sabrina Bryant | Teller/Bookkeeper

Sabrina joined the bank in 2005. She primarily works in bookkeeping as well as working with customers in the teller area. She is a volunteer for KOA at the Shining Lights celebration as well as at the Sun Theatre. She is married with two children and enjoys doing things with her family.



Amber Burge | Marketing Officer

Amber has been with the bank since 2011 and has a number of years of experience in marketing prior to joining the bank. She is a graduate of the University of Nebraska with a BS in Agribusiness and received her MBA from the University of Nebraska at Omaha. She is a member of the Gothenburg School Board, Gothenburg Improvement, United Fund volunteer, and is a member of the United Methodist Church where she serves on various committees and teaches Sunday school. She enjoys running and spending time outside with her family. She is married with one son and one daughter.


Heather Clement | Head Teller

Heather works as a teller at the bank. She joined the bank in 1998. She is a volunteer at the Sun Theatre, past Secretary of the Gothenburg Jaycees, and a member of the American Lutheran Church. In her spare time she enjoys walking, fishing, boating, watching football and basketball, and spending time with friends and family. She has 2 children.



Pat Cordell | Loan Officer

Pat is a loan officer at the bank. His primary focus is with consumer loans. He has a Masters degree in education from Chadron State College. He is a past Chamber Ambassador and has previously served on the Gothenburg Chamber Board. He enjoys hunting, fishing, and golf. He is married and has one daughter.



Kristi Edson | Vice President Accounting

Kristi oversees the operational functions of the bank. She is a graduate of the Kansas/Nebraska School of Banking-Operations and has worked at GSB since 1976. She is on the Gothenburg United Fund Board of Directors and Secretary of the Gothenburg Senior Center Board. Kristi enjoys reading and spending time with family. She is married with two daughters and two granddaughters.



Morgan Fornoff  | Loan Officer

Morgan is a mortgage loan officer and has been with GSB since 2014. She received her Bachelor of Science in Business Administration with a Finance minor from the University of Nebraska-Lincoln. Morgan is an avid Husker fan and enjoys spending time outdoors with her husband Kyle and son Bryce. She is an active member of Our Lady of Good Counsel Catholic Church. 



Alec Foster | Technology Specialist

Alec joined GSB in 2016. He graduated from Gothenburg in 2012 and went on to get his degree in IT Support in 2014. He found a passion for computers in high school and likes to teach people and show them how technology works. He loves to play basketball and video games, fish, and hang out with friends.



 Justin Hetz  | Vice President Operations 

Justin joined GSB in 2016 and provides leadership and supervision over the retail and operations area of the bank. He received his Bachelor of Science Degree in Business Management from Concordia University-Seward in 1998. He graduated from the Graduate School of Banking at Colorado in 2005. He came to GSB with almost 20 years of banking experience. Justin is married with two children. He enjoys hunting, fishing and spending time with his family.




Ruthie Ostergard | Human Resources Officer & Executive Secretary

Ruthie is administrative assistant to the President & Board of Directors and also oversees Human Resources and Employee Benefits for the bank. She began working at GSB in 1985. She served on the Gothenburg Board of Education for 8 years. She has also served as president of the Gothenburg Chamber of Commerce and the board of directors. She is currently a Chamber Ambassador and board member of Gothenburg Community Theatre. She enjoys outdoor activities such as golfing, walking and biking. She has three sons and three grandchildren.



Traci Golter | Teller/Bookkeeper

Traci works in bookeeping and as a teller. She joined the bank in 2009. She graduated from Mid-Plains Community College with an associate degree of Applied Science. She is married with two daughters.




Carrie Graham | Teller/Bookkeeper

Carrie has worked at Gothenburg State Bank since 2012 and divides her time between the retail and operation sides of the bank. She is a Wayne State College graduate with a BS degree in business management and retail merchandising. Carrie enjoys reading,movies, shopping, traveling, and spending time with her husband, Don, and their four children.



Maureen Lariviere  | Client Relations

Maureen handles Client Relations for the Investment Service Center. She is also a licensed life insurance agent. She joined the bank in 2002. She has been involved with the Gothenburg Teammates program since its inception, first as a mentor and now as the board president and is also on the Board of Crestview Housing. Maureen has two children.



Joe Libal  | Loan Officer

Joe is a loan officer at bank. His primary focus is agricultural and commercial loans and he has a BS degree in Agribusiness and Finance from UNL. Joe joined the bank in 2014. He is married and enjoys shooting, hunting, fishing, and traveling with his wife Alexa.



Jessie McNally | Teller/Bookkeeper

Jessie works in bookkeeping and as a teller. She joined the bank in 2009. She volunteers for Meals on Wheels and KOA Shining Light Celebration. She enjoys camping, hunting, fishing, and spending time with family and friends. She is married with three girls.



Roni McNally | Teller

Roni is a teller at the bank. She joined the bank team in 2013. She graduated from Southeast Community College in Beatrice, NE ("SCC") with a Business Administration Degree, where she played softball there for the SCC Storm. Roni enjoys golfing, going to the lake, cheering on the Broncos and Huskers, and spending time with her family and her dogs.



Erika Pfeifer | Receptionist

Erika is the receptionist at the bank. She joined the bank team in February of 2016. She enjoys fishing, camping, riding motorcycles and spending time with her two boys.




Will Rahjes  | Financial Advisor

Will is a Financial Advisor in the Investment Service Center. He graduated from the University of Nebraska-Lincoln with a BS in Agribusiness and joined the bank in 2014. Will is a Chamber Ambassador and member of the Gothenburg Rotary. He enjoys music, hunting and golfing.

Stephanie Ricley | Loan Clerk 

Stephanie works as a loan clerk working primarily with consumer loans. She joined the bank in 2008. She is a member of the Gothenburg Public Schools Stakeholder Committee, a Gothenburg Community Playhouse volunteer, and our bank's organizer of Teach Children to Save & Get Smart About Credit activities. She is married with 2 children.



Luke Rickertsen  | President & Board of Directors

Luke's responsible for the overall management of the bank. He joined the bank in 1999 when he chose to return to Gothenburg. He is on the Gothenburg Improvement Company Board and serves on the Nebraska Bankers Association Bank PAC Committee. Luke received his agribusiness degree from the University of Nebraska-Lincoln and also graduated from the Graduate School of Banking at Colorado in 2005. He participated in the Nebraska Bankers association Leadership program from 2006 to 2008 and also attended the Dave Ramsey EntreLeadership seminar in Nashville, TN in 2014. When Luke is away from the bank he enjoys mountain biking, snowboarding, golfing, and spending time at the lake with his family. He is married and has three children.


Jaimi Riley | Client Service Representative

Jaimi is a Client Service Representative in the Investment Service Center. She joined the bank in September of 2013. She is an active member of the Gothenburg Chamber Ag Committee. In her spare time she enjoys golf, softball, hiking and going for walks with her husband, Brian. She also enjoys cheering on her kids in their sports activities.



Monty Schriver | Vice President Compliance & Loan Officer, Board of Directors

Monty is Compliance Officer at the bank. Monty also handles responsibilities in the lending area. He joined the bank in 1990. He serves on the Gothenburg State Board of Directors, Gothenburg Rotary and Gothenburg Planning and Zoning. Monty is married with two children.



Ty Schurr | Loan Officer

Ty is a loan officer at the bank primarily focusing on agricultural and commercial loans. He as a BS degree in Agribusiness from the University of Nebraska-Lincoln. Ty joined the bank in October of 2015. He enjoys hunting, attending Husker sporting events, and helping out on his family's farm.


  

 Lois Shea Loan Officer

Lois is a teller at the bank. She joined the bank team in April of 2016. In her spare time she enjoys traveling, swimming, walking, and spending time with her family. She is married with one son.




Shandell Shelton | Teller/Bookkeeper

Shandell joined the bank in April of 2016. She is a teller and a bookkeeper. She graduated from Central Community College in Hastings with an Associates of Applied Sciences in 2011. Shandell is married and in her spare time she likes to spend time with her husband Derick, flip houses, camp, golf, and be outdoors. She enjoys watching the Huskers as well as the Denver Broncos.



Nancy Sitorius | Branch Manager

Nancy manages the daily operations of our Brady branch. She joined the bank in 2005. She is president of the Brady Development Corporation, treasurer for Brady Softball Concessions, and is a member of the Brady Community Club. Nancy is a past member of the Brady Village Board. She is married with two grown sons and two grandchildren.



Marcy Slack | Senior Retail Banking Officer

Marcy is a Retail Banking Officer at the bank. She oversees our Online/Mobile Banking and Bill Payment products. She has been with the bank since 1981. She is a church board member as well as Sun Theatre volunteer. Marcy loves being outside, Husker sports and Nascar, as well as spending time with family and friends. She is married with two grown children.



Toni Terry | Teller/Bookkeeper

Toni is responsible for teller and bookkeeping functions at our Brady branch. She is active in the Brady community volunteering in many organizations. She is married with two children.





Bret Tiller | Vice President Lending

Bret oversees the GSB loan team where he works in all areas of lending however, he especially enjoys working with Agricultural lending where he can put his farming background to work. He graduated with a BS in agribusiness from the University of Nebraska-Kearney. He serves on the Gothenburg Housing Authority Board of Directors, the Gothenburg Chamber Board of Directors (past President), and is a Chamber Ambassador. He enjoys hunting, fishing, and golfing. He is married with two children. 



Matt Williams | Chairman of the Board

Matt was recently elected Nebraska State Senator for District #36 and began his term in January of 2015. Matt began his career in banking in 1973 and is the fourth generation of his family to serve in this capacity. Matt was one of 14 bankers from across our country on the FDIC Advisory Committee on Community Banking. He has been very involved with economic development in Gothenburg and Dawson County, formerly serving as Chairman of the Gothenburg Improvement Company and President of the Gothenburg Area Chamber of Commerce. Matt was chairman of the American Bankers Association in 2012-2013 and Nebraska Bankers Association in 2003-2004. Matt also serves as a Trustee of the University of Nebraska Foundation, UNL Ag Builders, the University of Nebraska President’s Advisory Council, the University of Nebraska Finance Department Advisory Board, and is a past Director of the State Chamber of Commerce. He has also been appointed by the University of Nebraska Board of Regents to the Board of Directors of Innovation Campus. He received his undergraduate and law degrees from the University of Nebraska- Lincoln. Matt and his wife have two children and five grandchildren.

Robert Williams | Board of Directors

Bob is a member of the Board of Directors since 2009. He currently practices law and lives in Omaha, Nebraska. He is a member of the firm Larson Kuper Wenninghoff, PC LLO. His areas of practice include worker’s compensation defense, criminal defense, and defense of various civil matters. Bob graduated from the University of Nebraska for undergraduate work and then from the Creighton University School of Law. He is a member of the Nebraska Bar Association, a member of the Nebraska Criminal Defense Attorney’s Association, and a member of the Omaha Barrister’s. Bob enjoys running, biking, skiing, a variety of other outdoor activities and also spending time with his wife and two children.



Nathan Wyatt | Chief Financial Officer, Financial Advisor & Board of Directors

As Investment Officer at the bank, Nate works to design and implement customized strategies that help his clients achieve goals. He has been with the bank since 2001. He currently serves on the Gothenburg State Bank Board of Directors, Gothenburg Board of Education (President), Gothenburg Public Schools Foundation (Chair), Gothenburg United Funds Board, Gothenburg Improvement Company Board, President of the Gothenburg Redevelopment Authority, DAD Advisory Board, Grand Island Diocese Estate Planning Committee, and any other activity/opportunity to improve financial literacy. Nate is a graduate of the University of Nebraska-Lincoln. He is married with four children and enjoys outdoor activities with his family.